EU Regulation 2022/2554

DORA Regulation

The Digital Operational Resilience Act ensures financial entities can withstand, respond to, and recover from ICT-related disruptions and threats.

21
Entity types
Financial sector
4hrs
Initial report
Major incidents
3yr
Testing cycle
Threat-led penetration
2025
Effective date
January 17th

Who Must Comply with DORA?

DORA applies to virtually all regulated financial entities in the EU and their critical ICT service providers.

Banking & Credit

  • Credit institutions
  • Payment institutions
  • E-money institutions
  • Account information providers

Investment & Trading

  • Investment firms
  • Trading venues
  • Central counterparties
  • Trade repositories

Insurance & Pensions

  • Insurance companies
  • Reinsurance companies
  • Insurance intermediaries
  • Pension funds

Critical ICT Third-Party Providers (cloud platforms, data analytics, SaaS providers) serving financial entities are also directly regulated under DORA.

Five Pillars of DORA

DORA is built on five key pillars that ensure comprehensive digital operational resilience

01

ICT Risk Management

Comprehensive framework for identifying, protecting, detecting, responding to, and recovering from ICT risks. Includes governance, policies, and procedures.

02

ICT Incident Reporting

Harmonized incident classification, reporting to regulators within strict timelines, and information sharing with other financial entities.

03

Digital Operational Resilience Testing

Regular testing including vulnerability assessments, scenario-based testing, and threat-led penetration testing (TLPT) every 3 years.

04

ICT Third-Party Risk Management

Due diligence on ICT providers, contractual arrangements, exit strategies, and oversight of critical third-party providers.

05

Information Sharing

Voluntary sharing of cyber threat intelligence and information between financial entities to improve collective resilience.

Major ICT Incident Reporting

DORA establishes strict timelines for reporting major ICT-related incidents.

4 hours

Initial Notification

First alert to competent authority after classifying as major

72 hours

Intermediate Report

Status update with preliminary root cause and impact

1 month

Final Report

Full analysis, root cause, remediation measures taken

How Dependra Helps with DORA

Our platform helps financial institutions manage ICT third-party risk and maintain operational resilience.

  • Inventory all ICT third-party service providers
  • Assess vendor concentration and criticality
  • Monitor provider security posture
  • Identify EU-based alternatives for critical services
  • Generate DORA compliance documentation
  • Track contractual requirements and exit strategies
Start DORA Assessment

Official Resources

DORA Quick Facts

Full Name
Digital Operational Resilience Act
Regulation Number
EU 2022/2554
Adopted
November 16, 2022
Application Date
January 17, 2025
Scope
EU Financial Sector

Ready for DORA Compliance?

Ensure your financial institution meets ICT risk management requirements.